Smart Savings

USA Fed understands that every member is unique, with your own goals and dreams. That's why we give our members a wide range of short and long-term savings and investment options.

Share Savings
This account is perfect for regular monthly savings and earns a great rate. Earn a competitive dividend with the freedom to access your funds as often as you like. Open additional accounts for special goals and big-ticket items, like a wedding, new car, or a down payment for a home.

Youth Savings
Savings for pups of all ages. This account is designed to teach kids healthy financial habits. Funds can be accessed as often as you like and your youth will receive friendly financial tips as well as special greetings and promotions.

Holiday Club
Saving for holiday spending is easy with a Holiday Club account. Start with a deposit of $20 or more and begin earning dividends that make holiday shopping more rewarding. Additional deposits of $20 or more can be made anytime online, at a branch, over the phone or by automatic transfer. It's that easy.

All dividends earned are paid at maturity on October 31, and the balance is transferred into your Share Savings account on November 1, letting you start your shopping early. Visit your nearest branch or contact USA Federal to learn more.