USA Federal Credit Union
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Fixed Rate Second Trust Deed

Opening doors to your dream

USA Fed offers Fixed Rate Second Deeds of Trust at competitive rates. It's the perfect way to finance a home remodel, pay off high interest credit cards, consolidate debt, buy a new car or take a dream vacation.

Features Include
  • Loans up to 90% of the value of your home 
  • 10, 15 and 20 year terms available
  • Interest may be tax deductible††
  • Quick appraisal and approval
Second Trust Deed
Conforming Rates (Loan Amount Based on Property Location)
Term (years) Rate APR Points Estimated Payment per $1,000
10 6.250% 6.534% 0.750 $11.23
15 6.375% 6.577% 0.750 $8.64
20 6.500% 6.662% 0.750 $7.46

Apply for a Fixed Rate Second Deed of Trust loan today

Application Options
By Fax:
Download Application
Fax completed application to: (858) 831-8181

By Phone:
Toll Free (within the U.S.)
(800) 220-1USA (1872) X1620
Local and Outside the U.S.
(858) 831-8100 x1620

In Person:    Visit your nearest branch today.

†† Consult your tax advisor.