Home Loans

Your key to the perfect home!

Whether you're dreaming about your first home, thinking about a vacation property or just wanting more space, USA Fed has a variety of real estate financing options to make your dream a reality.

Available Real Estate Programs:

Fixed rate, first trust deeds - both owner occupied and investment property
Adjustable Rate Mortgages (ARM) - both owner occupied and investment property
Second Trust Deeds
Home Equity Line of Credit (HELOC)
Manufactured Housing on Land - purchase and refinance
Home Loan Payment Relief (HLPR) Mortgage
For Real Estate loans, please visit our Online Mortgage Center.

Online Mortgage Center
Our Online Mortgage Center is designed to make the entire loan process faster, easier and more convenient. Visit the Online Mortgage Center to:

Apply for your loan anytime, over a secure Internet connection, and receive approval in just minutes!*
Review your financing options, rates and closing costs.
Access an online Loan Consultant that can help you choose from all of the available mortgage options.
Access online mortgage reference materials, including a comprehensive mortgage glossary.
Input figures into real estate calculators to help determine pre-qualification.

Reverse Mortgages
If you are age 62 or older, you may qualify for a government insured reverse mortgage loan. A reverse mortgage allows you to draw a portion of the equity out of your property and receive monthly income, a lump sum or a line of credit. Borrowers use reverse mortgages for many reasons:

To pay off a mortgage
To supplement income
To pay for healthcare
For anything they wish

USA Fed has partnered with Golden Gateway Financial to Help serve your needs. Learn More about Reverse Mortgages > or Call 1-888-8CU-REVERSE. (1-888-828-7383).

Have Questions?
USA Fed has the answers. Our mortgage experts are available to answer your questions, guide you through the application process and help you determine a sensible, affordable plan.

For more information on available home financing programs, visit the Online Mortgage Center, call (888) 441-6585 or stop by any branch.