Visa Rewards

Keeping track of your Rewards points is easy.

Visit USA Feds Rewards site to check your balance and to see the great stuff you can get!

View the Rewards Brochure
Easy redemption process. Redeem your points now

Visa Offers-Big Back to School Savings!
USA Fed Visa Offer Site >

Balance Transfer 4.89% APR** Transfer high-rate balances to a USA Fed Visa Rewards Card and enjoy a low intro 4.89% APR on transferred balances for 6 months! Request A Balance Transfer Today


Credit Card Terms \| Check Rates >¹
	Credit Card Account Information
Grace Period:	You have 25 days to repay your balance for purchases before incurring an interest charge. There is NO grace period on cash advances, overdraft protection advances, or balance transfers.
Balance Computation Method for Purchases:	Average daily principal balance
Annual Fees:	Visa Rewards: None* Share Secured Visa: $50.00
Minimum Interest Charge	No minimum interest charge
Transaction fee for purchases	International Service Assessment Fee (ISA) up to 1.5% of transaction amount
Transaction Fee for cash advances, late payment, exceeding credit limit, inactivity or returned payment:	Cash Advances - 2% of the cash advance, Late Payment Fee: $30 (15 days overdue), Over the Limit Fee: Not applicable, Inactivity Fee: $10 (6 months or zero balance), Return Payment: $25 by check, $20 by automatic payment.
Credit Card Tips	http://federalreserve.gov/creditcard
¹*Effective January 1, 2011, a $25 Annual Fee will be imposed. Annual fee waived if cardholder purchases exceed $5000 in the last 12 months.

Visa Rewards Credit Card Check Rates >
Use your USA Fed Rewards Visa credit card for shopping, on your next family vacation, or business trip. You can count on your Rewards credit card to offer great benefits:

Low fixed annual percentage rate
No annual fee
Credit limits up to $25,000
25-day grace period on purchases
Purchase security and extended protection benefits
Roadside assistance call 1-800-Visa-Tow
$500,000 World-wide travel accident insurance
Travel and emergency assistance
Baggage delay benefit
Auto rental collision damage waiver program
24-hour world-wide, toll-free number to Visa Assistance Center
100% available credit on cash advances
Conveniently access your complete account information via Online Banking.

Share Secured Platinum Credit Card Check Rates >
This card is ideal for the first time credit card holder, if you need to establish or re-establish credit or if you simply want a convenient access to a credit line. With a USA Federal Share Secured Platinum Visa, the amount of your credit line is secured against funds in your USA Federal share savings account.

Fixed annual percentage rate
$50.00 Annual Fee
Secured funds in share account earn competitive dividends
Credit limits from $500 up to $25,000
25-day grace period on purchases
Purchase security and extended protection benefits
Roadside assistance call 1-800-Visa-Tow
$500,000 World-wide Automatic Travel Accident Insurance
Auto Rental Collision Damage Waiver Program
Travel and emergency assistance
Baggage delay benefit
24-hour worldwide, toll-free number to Visa Assistance Center
50% available on cash advances

For even greater security when shopping on the Internet, register your USA Fed Rewards Visa card with Verified by Visa. USA Fed offers as a free service to members to help prevent unauthorized use of your Visa account online.

Please read complete VISA Credit Card Disclosure and Agreement
before submitting your application. *All account rates, terms and conditions are set by the Board of Directors and are subject to change. Disclosed rates are based upon your credit history. †Access checks are not available with Share Secured VISA. Credit limit is equal to 100% of the pledged deposit. An annual fee of $50.00.
***APR = Annual Percentage Rate. Must meet USA Federal membership and lending guidelines.

**Balance Transfer will be charged a 4.89% APR for six months from the original date of transfer. After the six month introductory period, the 4.89% APR will expire (at time of your billing cycle) and the APR for all outstanding balances will be the current APR you are charged for purchases on such date LIMITED TO ONE (1) BALANCE TRANSFER PER PROMOTIONAL PERIOD. Your introductory rate of 4.89% APR for balance transfer may increase if you default under any credit card disclosure and agreement you have with us due to late payment or failure to make at least a minimum payment. This offer excludes cash advances and cannot be combined with any other offer or applied to an existing USA Fed credit card balance. This offer is available for a limited time only. The credit union reserves the right to discontinue this promotion at anytime. This credit union is federally insured by the National Credit Union Administration.