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Debit Cards earn 1pt per $2 Spent
Bite into better checking with a USA Fed Checking Account! It's one bad account with every benefit and service you could want -- including reward points! 

ACTIVATE YOUR DEBIT CARD TODAY  800-466-0040


After Hours 24-hour- Report a Lost or Stolen Debit Card: 1-888-241-2510 within the USA (toll free) 1-909-941-1398 outside the USA (collect calls)

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This amazing account offers:
Free debit card with rewards points
No monthly service fee
No minimum balance requirement
Free online banking
No ATM fees1
28,000 surcharge-free ATMs across the country1
Easy access to your funds
24 hour access to account information
Routing Number (ABA) | 3222-7104-1
1At CO-OP Network ATMs. Third party/merchant fees may apply. Over 28,000 surcharge-free ATM's nationwide, including 5,500 7-Eleven stores.

With a USA Fed Visa Debit Rewards Card you can:

  • Earn one (1) point for every $2.00 spent.
  • Withdraw cash from almost any ATM, including over 28,000 CO-OP Network surcharge-free ATMs, including 5,500 in select 7-Eleven® stores.
  • Receive a receipt for each purchase, along with a copy of all of your debit card transactions detailed in your statement.
  • Free yourself from carrying large amounts of cash.
  •  Make in-store purchases at thousands of locations worldwide.
For even greater security when shopping on the Internet, register your USA Fed Visa Debit Rewards Card with Verified by Visa. USA Fed offers Verified by Visa as a free service to members to help prevent unauthorized use of your Visa Debit card online.

Turn your Debit Card into a FotoCard
Personalize your debit card how you want it!
  1. Log into your Online Banking account
  2. Click on the FotoCard button.
  3. Follow the prompts to add your photo. It's that easy!
  4. Cost: 9.95 per card set-up
Request a USA Fed Visa Debit Rewards Card now and start experiencing all the buying power of a check with the flexibility of a credit card! Contact Center at (800) 220-1872 or (858) 831-8100.