Savings & Investments
Savings, Money Market & Certificates for business
Each business is unique, with its own goals for the future. Whether your business plans call for short term savings or long term investments, USA Federal offers smart choices that bring excellent returns to help your business grow.
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| Business Savings Products |
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Business Savings |
Business Money Market |
Business Share Certificates |
| Dividend Yield |
Good |
Better |
Best |
| Minimum Opening Deposit |
$10 |
$2,500 |
Regular: $1,000 Jumbo: $100,000 |
| Minimum Balance Requirement |
None |
None; must maintain $2,500 Average Daily Balance (ADB) to earn dividends |
Must maintain minimum opening deposit balance or penalties apply |
| Monthly Maintenance Fee |
Free |
Free |
Free |
| Deposits |
Up to 25 items monthly; $.10 each transaction thereafter |
Up to 25 items monthly; $.10 each transaction thereafter |
Additional deposits accepted |
| Overdraft Protection |
Not Applicable |
Available; $22 per returned item |
Not Applicable |
| Dividend Rates |
Click for rates |
Click for rates |
Click for rates |
Take the next step
Stroll into your local branch or call (800) 220-1872 to experience our personal service first hand and see why we’re 180º from banking.