USA Federal Credit Union
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Business Checking

Better business choices for checking

Bite into better business checking with our flexible account options and customized accounts built for any business large or small.

  

Business Checking Products | Check Rates >1
Business Essentials Checking Business Checking Manager Business Checking Manager Plus
Minimum Opening Deposit $100 $200 $200
Minimum Balance Deposit None None None
Monthly Maintenance Fee None $15/mth or free if one of the following applies: $5,000 ADB $15,000 combined savings $15/mth or free if ADB is $15,000 or greater
Dividends     Yes
Currency Up to $5,000 monthly currency deposits and withdrawals ($2 per $1,000 thereafter) Up to $10,000 monthly currency deposits and withdrawals monthly ($2 per $1,000 thereafter) Up to $10,000 currency deposits and withdrawals monthly ($2 per $1,000 thereafter)
Deposits Up to 150 items monthly; $.10 each transaction thereafter Up to 350 items monthly ; $.20 each transaction thereafter Up to 350 items monthly; $.20 each transaction thereafter
In Branch Deposits Up to 20 deposits monthly; $2 each transaction thereafter Up to 35 deposits monthly; $2 each transaction thereafter Up to 35 deposits monthly; $2 each transaction thereafter
Checks up to 150 checks monthly; $.25 each transaction thereafter Up to 200 checks monthly; $.25 each transaction thereafter Up to 200 checks monthly; $.25 each transaction thereafter
Overdraft Protection Yes Yes Yes
Business Link Online Cash Management No Yes Yes
BusinssLink Online/Phone Yes Yes Yes
Business Bill Pay with unlimited transactions Sole Proprietorship: Free Corporations; $5/mth Free Free
Online Treasury Tax & Loan Payments Yes Yes Yes
In Branch Merchant Teller Service Yes Yes Yes
Merchant Card Processing Yes Yes Yes
Payroll Services Yes Yes Yes
Instatax Yes Yes Yes
Sweep Savings Account Available Available Available
Zero Balance Account Available Available Available
Free Debit Card Yes Yes Yes
1A one-time Business Membership Fee of $25 is required for new accounts.

 

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Stroll into your local branch or call (800) 220-1872 to experience our personal service first hand and see why we’re 180º from banking.